Call reports 2001
PERPETUAL SAVINGS BANK — 2001
What PERPETUAL SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,919,000 | 48,538,000 | 50,467,000 | 52,480,000 |
| Total loans | 35,142,000 | 34,842,000 | 35,323,000 | 34,552,000 |
| Allowance for loan losses | 268,000 | 268,000 | 270,000 | 272,000 |
| Securities available for sale | 10,167,000 | 10,617,000 | 12,614,000 | 14,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,438,000 | 44,088,000 | 45,369,000 | 45,545,000 |
| Interest-bearing deposits | 42,343,000 | 42,679,000 | 43,815,000 | 43,863,000 |
| Noninterest-bearing deposits | 1,095,000 | 1,409,000 | 1,554,000 | 1,682,000 |
| Equity capital | 4,456,000 | 4,406,000 | 4,550,000 | 4,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 933,000 | 1,873,000 | 2,806,000 | 3,736,000 |
| Interest expense | 534,000 | 1,061,000 | 1,577,000 | 2,064,000 |
| Net interest income | 399,000 | 812,000 | 1,229,000 | 1,672,000 |
| Noninterest income | 37,000 | 108,000 | 166,000 | 312,000 |
| Noninterest expense | 301,000 | 628,000 | 947,000 | 1,301,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 10,000 |
| Pretax income | 135,000 | 317,000 | 494,000 | 723,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 135,000 | 317,000 | 494,000 | 723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,141,000 | 4,175,000 | 4,240,000 | 4,328,000 |
| Total capital | 4,409,000 | 4,443,000 | 4,510,000 | 4,600,000 |
| Risk-weighted assets | 28,808,000 | 29,191,000 | 29,767,000 | 29,968,000 |