Call reports 2015
REPUBLIC BANK, THE — 2015
What REPUBLIC BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 227,022,000 | 190,439,000 | 152,743,000 | 132,249,000 |
| Total loans | 188,308,000 | 164,264,000 | 128,427,000 | 108,897,000 |
| Allowance for loan losses | 2,646,000 | 2,710,000 | 2,541,000 | 2,697,000 |
| Securities available for sale | 3,036,000 | 2,681,000 | 2,668,000 | 2,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,684,000 | 159,722,000 | 122,903,000 | 101,221,000 |
| Interest-bearing deposits | 190,490,000 | 159,680,000 | 122,861,000 | 101,179,000 |
| Noninterest-bearing deposits | 195,000 | 42,000 | 42,000 | 42,000 |
| Equity capital | 35,202,000 | 29,893,000 | 28,169,000 | 28,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,288,000 | 5,634,000 | 7,661,000 | 9,187,000 |
| Interest expense | 1,433,000 | 2,471,000 | 3,339,000 | 4,033,000 |
| Net interest income | 1,855,000 | 3,163,000 | 4,322,000 | 5,154,000 |
| Noninterest income | 549,000 | 864,000 | 858,000 | 1,064,000 |
| Noninterest expense | 951,000 | 1,765,000 | 2,521,000 | 3,320,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,453,000 | 2,262,000 | 2,659,000 | 2,898,000 |
| Income tax | 80,000 | 200,000 | 320,000 | 440,000 |
| Net income | 1,373,000 | 2,062,000 | 2,339,000 | 2,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,202,000 | 29,893,000 | 28,169,000 | 28,288,000 |
| Total capital | 37,848,000 | 32,252,000 | 30,096,000 | 29,989,000 |
| Risk-weighted assets | 212,072,000 | 188,399,000 | 153,582,000 | 135,125,000 |