Call reports 2014
REPUBLIC BANK, THE — 2014
What REPUBLIC BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 404,584,000 | 357,274,000 | 304,931,000 | 277,804,000 |
| Total loans | 360,598,000 | 311,591,000 | 271,123,000 | 219,602,000 |
| Allowance for loan losses | 5,278,000 | 5,304,000 | 5,351,000 | 3,880,000 |
| Securities available for sale | 4,313,000 | 3,924,000 | 3,577,000 | 3,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,937,000 | 314,764,000 | 267,285,000 | 231,903,000 |
| Interest-bearing deposits | 341,969,000 | 313,737,000 | 266,707,000 | 231,708,000 |
| Noninterest-bearing deposits | 1,968,000 | 1,027,000 | 577,000 | 195,000 |
| Equity capital | 59,116,000 | 41,948,000 | 37,134,000 | 38,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,480,000 | 12,407,000 | 17,398,000 | 21,484,000 |
| Interest expense | 2,279,000 | 4,332,000 | 6,275,000 | 8,013,000 |
| Net interest income | 4,201,000 | 8,075,000 | 11,123,000 | 13,471,000 |
| Noninterest income | 386,000 | 356,000 | 272,000 | 497,000 |
| Noninterest expense | 808,000 | 1,589,000 | 2,315,000 | 3,051,000 |
| Provision for loan losses | -1,000,000 | -1,000,000 | -1,000,000 | -831,000 |
| Pretax income | 4,874,000 | 7,937,000 | 10,175,000 | 11,844,000 |
| Income tax | 200,000 | 300,000 | 483,000 | 558,000 |
| Net income | 4,674,000 | 7,637,000 | 9,692,000 | 11,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,116,000 | 41,948,000 | 37,134,000 | 38,728,000 |
| Total capital | 63,918,000 | 46,140,000 | 40,786,000 | 41,755,000 |
| Risk-weighted assets | 383,681,000 | 334,250,000 | 290,436,000 | 241,335,000 |