Call reports 2013
REPUBLIC BANK, THE — 2013
What REPUBLIC BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 609,472,000 | 559,610,000 | 504,883,000 | 459,978,000 |
| Total loans | 539,864,000 | 499,420,000 | 455,798,000 | 411,083,000 |
| Allowance for loan losses | 7,721,000 | 7,683,000 | 6,309,000 | 6,953,000 |
| Securities available for sale | 21,614,000 | 9,581,000 | 8,809,000 | 8,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,881,000 | 482,248,000 | 435,838,000 | 386,967,000 |
| Interest-bearing deposits | 506,767,000 | 478,386,000 | 433,318,000 | 384,479,000 |
| Noninterest-bearing deposits | 4,114,000 | 3,862,000 | 2,520,000 | 2,488,000 |
| Equity capital | 85,626,000 | 67,371,000 | 62,644,000 | 66,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 10,520,000 | 19,991,000 | 28,611,000 | 36,133,000 |
| Interest expense | 3,053,000 | 5,999,000 | 8,822,000 | 11,515,000 |
| Net interest income | 7,467,000 | 13,992,000 | 19,789,000 | 24,618,000 |
| Noninterest income | 145,000 | 184,000 | -762,000 | -681,000 |
| Noninterest expense | 817,000 | 1,601,000 | 2,367,000 | 3,185,000 |
| Provision for loan losses | 0 | 0 | -1,000,000 | -1,000,000 |
| Pretax income | 7,427,000 | 14,029,000 | 19,114,000 | 23,206,000 |
| Income tax | 300,000 | 600,000 | 900,000 | 463,000 |
| Net income | 7,127,000 | 13,429,000 | 18,214,000 | 22,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,313,000 | 67,115,000 | 62,400,000 | 65,942,000 |
| Total capital | 91,437,000 | 73,672,000 | 68,406,000 | 71,381,000 |
| Risk-weighted assets | 569,314,000 | 523,468,000 | 480,183,000 | 433,616,000 |