Call reports 2012
REPUBLIC BANK, THE — 2012
What REPUBLIC BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 750,553,000 | 743,805,000 | 712,364,000 | 696,930,000 |
| Total loans | 681,434,000 | 668,249,000 | 647,554,000 | 615,616,000 |
| Allowance for loan losses | 7,539,000 | 8,136,000 | 7,771,000 | 7,806,000 |
| Securities available for sale | 47,242,000 | 46,326,000 | 44,787,000 | 30,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 627,243,000 | 626,458,000 | 608,258,000 | 604,341,000 |
| Interest-bearing deposits | 620,387,000 | 619,579,000 | 602,264,000 | 598,781,000 |
| Noninterest-bearing deposits | 6,856,000 | 6,879,000 | 5,994,000 | 5,560,000 |
| Equity capital | 110,236,000 | 104,239,000 | 90,414,000 | 79,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 12,897,000 | 25,394,000 | 37,690,000 | 49,219,000 |
| Interest expense | 3,766,000 | 7,282,000 | 10,605,000 | 13,957,000 |
| Net interest income | 9,131,000 | 18,112,000 | 27,085,000 | 35,262,000 |
| Noninterest income | 203,000 | -48,000 | -688,000 | -1,427,000 |
| Noninterest expense | 782,000 | 1,567,000 | 2,651,000 | 3,470,000 |
| Provision for loan losses | 600,000 | 1,000,000 | 1,000,000 | 1,200,000 |
| Pretax income | 7,952,000 | 15,497,000 | 22,747,000 | 29,365,000 |
| Income tax | 167,000 | 717,000 | 1,112,000 | 1,638,000 |
| Net income | 7,785,000 | 14,780,000 | 21,635,000 | 27,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,623,000 | 102,240,000 | 88,094,000 | 77,187,000 |
| Total capital | 116,162,000 | 110,376,000 | 95,865,000 | 84,993,000 |
| Risk-weighted assets | 704,510,000 | 697,839,000 | 674,394,000 | 648,879,000 |