Call reports 2011
REPUBLIC BANK, THE — 2011
What REPUBLIC BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 702,240,000 | 719,046,000 | 752,305,000 | 765,178,000 |
| Total loans | 635,387,000 | 652,343,000 | 677,120,000 | 690,847,000 |
| Allowance for loan losses | 7,689,000 | 7,307,000 | 6,886,000 | 6,871,000 |
| Securities available for sale | 46,937,000 | 50,392,000 | 50,953,000 | 46,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 596,756,000 | 612,006,000 | 638,236,000 | 644,483,000 |
| Interest-bearing deposits | 594,203,000 | 607,940,000 | 632,276,000 | 638,606,000 |
| Noninterest-bearing deposits | 2,553,000 | 4,066,000 | 5,960,000 | 5,877,000 |
| Equity capital | 92,167,000 | 93,962,000 | 100,501,000 | 107,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 12,912,000 | 25,900,000 | 39,233,000 | 52,002,000 |
| Interest expense | 4,218,000 | 8,421,000 | 12,523,000 | 16,359,000 |
| Net interest income | 8,694,000 | 17,479,000 | 26,710,000 | 35,643,000 |
| Noninterest income | 184,000 | -575,000 | -517,000 | -402,000 |
| Noninterest expense | 1,301,000 | 2,551,000 | 3,642,000 | 4,887,000 |
| Provision for loan losses | 200,000 | 200,000 | 400,000 | 1,000,000 |
| Pretax income | 7,377,000 | 14,204,000 | 22,202,000 | 29,496,000 |
| Income tax | 300,000 | 600,000 | 900,000 | 923,000 |
| Net income | 7,077,000 | 13,604,000 | 21,302,000 | 28,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,172,000 | 93,362,000 | 99,059,000 | 106,331,000 |
| Total capital | 99,861,000 | 100,669,000 | 105,945,000 | 113,202,000 |
| Risk-weighted assets | 659,660,000 | 677,345,000 | 701,340,000 | 717,270,000 |