Call reports 2010
REPUBLIC BANK, THE — 2010
What REPUBLIC BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 639,509,000 | 664,434,000 | 680,787,000 | 697,703,000 |
| Total loans | 590,665,000 | 611,174,000 | 609,232,000 | 627,761,000 |
| Allowance for loan losses | 8,828,000 | 10,294,000 | 8,095,000 | 8,612,000 |
| Securities available for sale | 36,281,000 | 40,585,000 | 41,581,000 | 42,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 543,667,000 | 573,106,000 | 587,839,000 | 599,038,000 |
| Interest-bearing deposits | 541,518,000 | 570,789,000 | 585,150,000 | 596,878,000 |
| Noninterest-bearing deposits | 2,149,000 | 2,318,000 | 2,689,000 | 2,160,000 |
| Equity capital | 68,870,000 | 73,190,000 | 78,978,000 | 85,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 12,185,000 | 24,446,000 | 37,184,000 | 49,927,000 |
| Interest expense | 4,496,000 | 9,109,000 | 13,875,000 | 18,329,000 |
| Net interest income | 7,689,000 | 15,337,000 | 23,309,000 | 31,598,000 |
| Noninterest income | 72,000 | -364,000 | -611,000 | -834,000 |
| Noninterest expense | 2,051,000 | 3,602,000 | 6,908,000 | 7,558,000 |
| Provision for loan losses | 3,176,000 | 5,313,000 | 4,022,000 | 5,221,000 |
| Pretax income | 2,534,000 | 6,066,000 | 11,776,000 | 18,035,000 |
| Income tax | 300,000 | 600,000 | 900,000 | 148,000 |
| Net income | 2,234,000 | 5,466,000 | 10,876,000 | 17,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,699,000 | 72,932,000 | 78,341,000 | 85,147,000 |
| Total capital | 76,369,000 | 80,846,000 | 86,268,000 | 93,324,000 |
| Risk-weighted assets | 612,421,000 | 630,738,000 | 633,964,000 | 653,721,000 |