Call reports 2009
REPUBLIC BANK, THE — 2009
What REPUBLIC BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 553,870,000 | 558,197,000 | 574,384,000 | 625,509,000 |
| Total loans | 498,781,000 | 510,753,000 | 518,032,000 | 585,303,000 |
| Allowance for loan losses | 8,219,000 | 9,288,000 | 9,008,000 | 8,327,000 |
| Securities available for sale | 49,434,000 | 44,668,000 | 46,412,000 | 32,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,096,000 | 464,113,000 | 486,619,000 | 535,125,000 |
| Interest-bearing deposits | 461,590,000 | 459,932,000 | 482,879,000 | 532,729,000 |
| Noninterest-bearing deposits | 2,506,000 | 4,181,000 | 3,741,000 | 2,397,000 |
| Equity capital | 60,425,000 | 57,424,000 | 62,638,000 | 66,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,728,000 | 22,283,000 | 33,381,000 | 45,032,000 |
| Interest expense | 4,662,000 | 9,325,000 | 13,900,000 | 18,384,000 |
| Net interest income | 6,066,000 | 12,958,000 | 19,481,000 | 26,648,000 |
| Noninterest income | 30,000 | 145,000 | 152,000 | 172,000 |
| Noninterest expense | 1,023,000 | 3,712,000 | 4,900,000 | 6,497,000 |
| Provision for loan losses | 1,650,000 | 8,696,000 | 9,218,000 | 11,918,000 |
| Pretax income | 3,423,000 | 695,000 | 5,717,000 | 9,950,000 |
| Income tax | 300,000 | 600,000 | 900,000 | 150,000 |
| Net income | 3,123,000 | 95,000 | 4,817,000 | 9,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,883,000 | 56,760,000 | 61,482,000 | 66,465,000 |
| Total capital | 67,660,000 | 63,610,000 | 68,540,000 | 74,050,000 |
| Risk-weighted assets | 540,738,000 | 545,571,000 | 562,689,000 | 606,041,000 |