Call reports 2006
REPUBLIC BANK, THE — 2006
What REPUBLIC BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 357,858,000 | 376,224,000 | 393,375,000 | 437,486,000 |
| Total loans | 326,388,000 | 344,944,000 | 364,489,000 | 410,823,000 |
| Allowance for loan losses | 3,050,000 | 2,712,000 | 3,205,000 | 3,511,000 |
| Securities available for sale | 26,260,000 | 25,559,000 | 23,105,000 | 21,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,888,000 | 331,626,000 | 346,574,000 | 378,284,000 |
| Interest-bearing deposits | 285,888,000 | 331,626,000 | 346,574,000 | 378,284,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 44,306,000 | 38,470,000 | 39,970,000 | 42,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,006,000 | 14,375,000 | 22,181,000 | 30,582,000 |
| Interest expense | 2,842,000 | 6,029,000 | 9,696,000 | 13,764,000 |
| Net interest income | 4,164,000 | 8,346,000 | 12,485,000 | 16,818,000 |
| Noninterest income | 16,000 | 45,000 | 80,000 | 413,000 |
| Noninterest expense | 543,000 | 1,500,000 | 2,304,000 | 2,338,000 |
| Provision for loan losses | 450,000 | 902,000 | 1,353,000 | 1,956,000 |
| Pretax income | 3,187,000 | 5,989,000 | 8,908,000 | 12,937,000 |
| Income tax | 0 | 0 | 0 | 776,000 |
| Net income | 3,187,000 | 5,989,000 | 8,908,000 | 12,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,894,000 | 39,196,000 | 40,415,000 | 43,077,000 |
| Total capital | 47,944,000 | 41,908,000 | 43,620,000 | 46,588,000 |
| Risk-weighted assets | 335,792,000 | 354,949,000 | 374,025,000 | 420,453,000 |