Call reports 2005
REPUBLIC BANK, THE — 2005
What REPUBLIC BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 298,173,000 | 311,008,000 | 325,772,000 | 342,991,000 |
| Total loans | 261,212,000 | 272,772,000 | 290,662,000 | 309,231,000 |
| Allowance for loan losses | 1,540,000 | 1,900,000 | 2,620,000 | 2,600,000 |
| Securities available for sale | 31,640,000 | 31,440,000 | 30,448,000 | 28,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,721,000 | 249,687,000 | 261,364,000 | 277,858,000 |
| Interest-bearing deposits | 234,703,000 | 249,687,000 | 261,364,000 | 277,858,000 |
| Noninterest-bearing deposits | 18,000 | 0 | 0 | 0 |
| Equity capital | 32,452,000 | 35,487,000 | 38,563,000 | 40,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,489,000 | 11,319,000 | 18,108,000 | 24,418,000 |
| Interest expense | 1,876,000 | 4,035,000 | 6,496,000 | 8,988,000 |
| Net interest income | 3,613,000 | 7,284,000 | 11,612,000 | 15,430,000 |
| Noninterest income | 35,000 | 89,000 | 129,000 | 142,000 |
| Noninterest expense | 437,000 | 867,000 | 1,316,000 | 1,800,000 |
| Provision for loan losses | 300,000 | 710,000 | 1,493,000 | 1,953,000 |
| Pretax income | 2,911,000 | 5,796,000 | 8,932,000 | 11,819,000 |
| Income tax | 0 | 0 | 0 | 607,000 |
| Net income | 2,911,000 | 5,796,000 | 8,932,000 | 11,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,814,000 | 35,699,000 | 38,836,000 | 41,115,000 |
| Total capital | 34,354,000 | 37,599,000 | 41,456,000 | 43,715,000 |
| Risk-weighted assets | 269,386,000 | 281,971,000 | 299,862,000 | 318,454,000 |