Call reports 2004
REPUBLIC BANK, THE — 2004
What REPUBLIC BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 274,774,000 | 271,935,000 | 274,798,000 | 276,909,000 |
| Total loans | 229,062,000 | 234,795,000 | 236,176,000 | 239,459,000 |
| Allowance for loan losses | 2,643,000 | 1,757,000 | 1,804,000 | 2,360,000 |
| Securities available for sale | 31,816,000 | 29,846,000 | 31,157,000 | 31,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,687,000 | 214,405,000 | 214,712,000 | 213,533,000 |
| Interest-bearing deposits | 219,349,000 | 214,174,000 | 214,541,000 | 213,338,000 |
| Noninterest-bearing deposits | 338,000 | 231,000 | 171,000 | 195,000 |
| Equity capital | 27,145,000 | 29,017,000 | 31,917,000 | 34,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,243,000 | 10,223,000 | 15,523,000 | 20,784,000 |
| Interest expense | 1,814,000 | 3,610,000 | 5,474,000 | 7,293,000 |
| Net interest income | 3,429,000 | 6,613,000 | 10,049,000 | 13,491,000 |
| Noninterest income | 58,000 | 125,000 | 164,000 | 234,000 |
| Noninterest expense | 440,000 | 856,000 | 1,269,000 | 1,667,000 |
| Provision for loan losses | 306,000 | 682,000 | 1,208,000 | 2,055,000 |
| Pretax income | 2,741,000 | 5,200,000 | 7,736,000 | 10,003,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,741,000 | 5,200,000 | 7,736,000 | 10,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,238,000 | 29,697,000 | 32,233,000 | 35,232,000 |
| Total capital | 29,881,000 | 31,454,000 | 34,037,000 | 37,592,000 |
| Risk-weighted assets | 237,979,000 | 242,280,000 | 243,578,000 | 247,018,000 |