Call reports 2003
REPUBLIC BANK, THE — 2003
What REPUBLIC BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 194,215,000 | 225,494,000 | 236,240,000 | 253,664,000 |
| Total loans | 181,888,000 | 187,897,000 | 196,772,000 | 219,822,000 |
| Allowance for loan losses | 1,822,000 | 1,630,000 | 2,050,000 | 2,500,000 |
| Securities available for sale | 10,356,000 | 34,965,000 | 32,381,000 | 31,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,878,000 | 172,962,000 | 181,799,000 | 195,374,000 |
| Interest-bearing deposits | 168,842,000 | 172,926,000 | 181,668,000 | 195,190,000 |
| Noninterest-bearing deposits | 36,000 | 36,000 | 131,000 | 184,000 |
| Equity capital | 22,418,000 | 24,706,000 | 26,796,000 | 24,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,104,000 | 8,652,000 | 13,362,000 | 18,217,000 |
| Interest expense | 1,475,000 | 3,061,000 | 4,694,000 | 6,355,000 |
| Net interest income | 2,629,000 | 5,591,000 | 8,668,000 | 11,862,000 |
| Noninterest income | 42,000 | 69,000 | 94,000 | 132,000 |
| Noninterest expense | 303,000 | 640,000 | 938,000 | 1,438,000 |
| Provision for loan losses | 175,000 | 476,000 | 981,000 | 3,332,000 |
| Pretax income | 2,193,000 | 4,544,000 | 6,843,000 | 7,224,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,193,000 | 4,544,000 | 6,843,000 | 7,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,316,000 | 24,667,000 | 26,966,000 | 24,497,000 |
| Total capital | 24,138,000 | 26,297,000 | 29,016,000 | 26,997,000 |
| Risk-weighted assets | 187,352,000 | 193,532,000 | 203,835,000 | 226,005,000 |