Call report 2004Q4
COMMUNITY BANK FINANCIAL — 2004Q4
The 22 measures COMMUNITY BANK FINANCIAL reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 95,343,000 | USD | evidence → |
| Total loans | 66,839,000 | USD | evidence → |
| Allowance for loan losses | 619,000 | USD | evidence → |
| Securities available for sale | 11,819,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,773,000 | USD | evidence → |
| Interest-bearing deposits | 74,833,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,940,000 | USD | evidence → |
| Equity capital | 7,349,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,630,000 | USD | evidence → |
| Interest expense | 1,182,000 | USD | evidence → |
| Net interest income | 3,448,000 | USD | evidence → |
| Noninterest income | 404,000 | USD | evidence → |
| Noninterest expense | 2,864,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 944,000 | USD | evidence → |
| Income tax | 289,000 | USD | evidence → |
| Net income | 655,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,316,000 | USD | evidence → |
| Total capital | 7,935,000 | USD | evidence → |
| Risk-weighted assets | 75,489,000 | USD | evidence → |