Call report 2002Q4
COMMUNITY BANK FINANCIAL — 2002Q4
The 22 measures COMMUNITY BANK FINANCIAL reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 75,463,000 | USD | evidence → |
| Total loans | 52,753,000 | USD | evidence → |
| Allowance for loan losses | 528,000 | USD | evidence → |
| Securities available for sale | 11,688,000 | USD | evidence → |
| Securities held to maturity | 885,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 67,825,000 | USD | evidence → |
| Interest-bearing deposits | 59,457,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,368,000 | USD | evidence → |
| Equity capital | 7,107,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,264,000 | USD | evidence → |
| Interest expense | 1,420,000 | USD | evidence → |
| Net interest income | 2,844,000 | USD | evidence → |
| Noninterest income | 425,000 | USD | evidence → |
| Noninterest expense | 1,878,000 | USD | evidence → |
| Provision for loan losses | 58,000 | USD | evidence → |
| Pretax income | 1,375,000 | USD | evidence → |
| Income tax | 409,000 | USD | evidence → |
| Net income | 966,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,918,000 | USD | evidence → |
| Total capital | 7,446,000 | USD | evidence → |
| Risk-weighted assets | 55,885,000 | USD | evidence → |