Call reports 2018
ENCORE BANK — 2018
What ENCORE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 |
|---|---|
| Total assets | 391,634,000 |
| Total loans | 300,361,000 |
| Allowance for loan losses | 3,499,000 |
| Securities available for sale | 31,782,000 |
| Securities held to maturity | 9,170,000 |
| Trading assets | 0 |
| Total deposits | 343,570,000 |
| Interest-bearing deposits | 258,980,000 |
| Noninterest-bearing deposits | 84,590,000 |
| Equity capital | 40,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 |
|---|---|
| Interest income | 3,934,000 |
| Interest expense | 458,000 |
| Net interest income | 3,476,000 |
| Noninterest income | 219,000 |
| Noninterest expense | 2,307,000 |
| Provision for loan losses | 0 |
| Pretax income | 1,388,000 |
| Income tax | 342,000 |
| Net income | 1,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 |
|---|---|
| Tier 1 capital | 37,141,000 |
| Total capital | 40,640,000 |
| Risk-weighted assets | 297,736,000 |