Call report 2015Q4
ENCORE BANK — 2015Q4
The 22 measures ENCORE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 355,826,000 | USD | evidence → |
| Total loans | 249,435,000 | USD | evidence → |
| Allowance for loan losses | 2,802,000 | USD | evidence → |
| Securities available for sale | 67,287,000 | USD | evidence → |
| Securities held to maturity | 5,274,000 | USD | evidence → |
| Trading assets | 21,000 | USD | evidence → |
| Total deposits | 312,292,000 | USD | evidence → |
| Interest-bearing deposits | 255,470,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,822,000 | USD | evidence → |
| Equity capital | 34,293,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,210,000 | USD | evidence → |
| Interest expense | 1,762,000 | USD | evidence → |
| Net interest income | 10,448,000 | USD | evidence → |
| Noninterest income | 897,000 | USD | evidence → |
| Noninterest expense | 9,511,000 | USD | evidence → |
| Provision for loan losses | 515,000 | USD | evidence → |
| Pretax income | 1,420,000 | USD | evidence → |
| Income tax | -376,000 | USD | evidence → |
| Net income | 1,796,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,645,000 | USD | evidence → |
| Total capital | 32,447,000 | USD | evidence → |
| Risk-weighted assets | 249,654,000 | USD | evidence → |