Call report 2008Q4
ENCORE BANK — 2008Q4
The 22 measures ENCORE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 28,975,000 | USD | evidence → |
| Total loans | 12,860,000 | USD | evidence → |
| Allowance for loan losses | 218,000 | USD | evidence → |
| Securities available for sale | 6,544,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 20,330,000 | USD | evidence → |
| Interest-bearing deposits | 19,852,000 | USD | evidence → |
| Noninterest-bearing deposits | 478,000 | USD | evidence → |
| Equity capital | 8,563,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 851,000 | USD | evidence → |
| Interest expense | 441,000 | USD | evidence → |
| Net interest income | 410,000 | USD | evidence → |
| Noninterest income | 38,000 | USD | evidence → |
| Noninterest expense | 1,775,000 | USD | evidence → |
| Provision for loan losses | 188,000 | USD | evidence → |
| Pretax income | -1,513,000 | USD | evidence → |
| Income tax | -585,000 | USD | evidence → |
| Net income | -928,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,390,000 | USD | evidence → |
| Total capital | 7,608,000 | USD | evidence → |
| Risk-weighted assets | 18,146,000 | USD | evidence → |