Call reports 2006
CAROLINA COMMERCIAL BANK — 2006
What CAROLINA COMMERCIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 34,769,000 | 35,985,000 | 36,214,000 | 35,579,000 |
| Total loans | 9,358,000 | 13,477,000 | 12,357,000 | 13,044,000 |
| Allowance for loan losses | 239,000 | 229,000 | 255,000 | 236,000 |
| Securities available for sale | 1,916,000 | 1,908,000 | 1,918,000 | 1,943,000 |
| Securities held to maturity | 18,818,000 | 18,587,000 | 18,394,000 | 18,224,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,292,000 | 28,397,000 | 28,333,000 | 26,559,000 |
| Interest-bearing deposits | 24,860,000 | 23,070,000 | 23,531,000 | 21,302,000 |
| Noninterest-bearing deposits | 5,432,000 | 5,327,000 | 4,802,000 | 5,257,000 |
| Equity capital | 4,354,000 | 4,373,000 | 4,481,000 | 4,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 364,000 | 742,000 | 1,211,000 | 1,661,000 |
| Interest expense | 131,000 | 277,000 | 437,000 | 664,000 |
| Net interest income | 233,000 | 465,000 | 774,000 | 997,000 |
| Noninterest income | 33,000 | 53,000 | 72,000 | 111,000 |
| Noninterest expense | 223,000 | 453,000 | 677,000 | 921,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 43,000 | 65,000 | 169,000 | 187,000 |
| Income tax | 0 | 0 | 0 | 11,000 |
| Net income | 43,000 | 65,000 | 169,000 | 176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,270,000 | 4,312,000 | 4,535,000 | 4,485,000 |
| Total capital | 4,444,000 | 4,536,000 | 4,747,000 | 4,703,000 |
| Risk-weighted assets | 14,233,000 | 17,946,000 | 16,941,000 | 17,417,000 |