Call reports 2002
CAROLINA COMMERCIAL BANK — 2002
What CAROLINA COMMERCIAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 38,668,000 | 37,337,000 | 35,830,000 | 34,093,000 |
| Total loans | 9,244,000 | 8,813,000 | 9,656,000 | 9,957,000 |
| Allowance for loan losses | 202,000 | 202,000 | 206,000 | 201,000 |
| Securities available for sale | 2,476,000 | 2,016,000 | 2,041,000 | 2,056,000 |
| Securities held to maturity | 19,738,000 | 20,605,000 | 18,845,000 | 18,984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,273,000 | 32,797,000 | 31,160,000 | 29,527,000 |
| Interest-bearing deposits | 29,749,000 | 28,343,000 | 27,020,000 | 24,660,000 |
| Noninterest-bearing deposits | 4,524,000 | 4,454,000 | 4,140,000 | 4,867,000 |
| Equity capital | 4,254,000 | 4,376,000 | 4,468,000 | 4,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 885,000 | 1,313,000 | 1,689,000 |
| Interest expense | 167,000 | 320,000 | 467,000 | 588,000 |
| Net interest income | 268,000 | 565,000 | 846,000 | 1,101,000 |
| Noninterest income | 38,000 | 81,000 | 153,000 | 217,000 |
| Noninterest expense | 242,000 | 482,000 | 733,000 | 1,036,000 |
| Provision for loan losses | 2,000 | 6,000 | 8,000 | 8,000 |
| Pretax income | 62,000 | 158,000 | 258,000 | 274,000 |
| Income tax | 21,000 | 35,000 | 52,000 | 62,000 |
| Net income | 41,000 | 123,000 | 206,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,278,000 | 4,360,000 | 4,443,000 | 4,337,000 |
| Total capital | 4,480,000 | 4,542,000 | 4,630,000 | 4,521,000 |
| Risk-weighted assets | 17,742,000 | 14,530,000 | 14,953,000 | 14,922,000 |