Call reports 2001
CAROLINA COMMERCIAL BANK — 2001
What CAROLINA COMMERCIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,004,000 | 36,520,000 | 34,732,000 | 34,004,000 |
| Total loans | 10,177,000 | 10,586,000 | 10,581,000 | 10,102,000 |
| Allowance for loan losses | 196,000 | 189,000 | 189,000 | 200,000 |
| Securities available for sale | 1,501,000 | 1,502,000 | 1,507,000 | 1,493,000 |
| Securities held to maturity | 14,513,000 | 18,609,000 | 20,405,000 | 19,838,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,556,000 | 31,985,000 | 30,169,000 | 29,497,000 |
| Interest-bearing deposits | 28,823,000 | 28,293,000 | 26,158,000 | 25,175,000 |
| Noninterest-bearing deposits | 3,733,000 | 3,692,000 | 4,011,000 | 4,322,000 |
| Equity capital | 4,226,000 | 4,295,000 | 4,357,000 | 4,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 580,000 | 1,142,000 | 1,662,000 | 2,128,000 |
| Interest expense | 305,000 | 585,000 | 834,000 | 1,028,000 |
| Net interest income | 275,000 | 557,000 | 828,000 | 1,100,000 |
| Noninterest income | 30,000 | 55,000 | 80,000 | 109,000 |
| Noninterest expense | 236,000 | 459,000 | 684,000 | 963,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 12,000 |
| Pretax income | 66,000 | 150,000 | 221,000 | 234,000 |
| Income tax | 18,000 | 33,000 | 47,000 | 53,000 |
| Net income | 48,000 | 117,000 | 174,000 | 181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,225,000 | 4,293,000 | 4,350,000 | 4,237,000 |
| Total capital | 4,411,000 | 4,482,000 | 4,539,000 | 4,421,000 |
| Risk-weighted assets | 14,898,000 | 16,865,000 | 15,155,000 | 14,723,000 |