Call reports 2014
FARMERS SAVINGS BANK — 2014
What FARMERS SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 98,549,000 | 97,328,000 |
| Total loans | 30,164,000 | 29,159,000 |
| Allowance for loan losses | 903,000 | 905,000 |
| Securities available for sale | 50,137,000 | 49,797,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 65,744,000 | 68,134,000 |
| Interest-bearing deposits | 54,941,000 | 58,594,000 |
| Noninterest-bearing deposits | 10,804,000 | 9,539,000 |
| Equity capital | 12,813,000 | 12,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 778,000 | 1,550,000 |
| Interest expense | 131,000 | 263,000 |
| Net interest income | 647,000 | 1,287,000 |
| Noninterest income | 42,000 | 103,000 |
| Noninterest expense | 457,000 | 1,978,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 232,000 | -588,000 |
| Income tax | 19,000 | -12,000 |
| Net income | 213,000 | -576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 13,336,000 | 12,547,000 |
| Total capital | 13,934,000 | 13,105,000 |
| Risk-weighted assets | 47,520,000 | 44,322,000 |