Call reports 2013
FARMERS SAVINGS BANK — 2013
What FARMERS SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 96,091,000 | 93,653,000 | 94,896,000 | 94,310,000 |
| Total loans | 29,166,000 | 28,257,000 | 28,817,000 | 30,356,000 |
| Allowance for loan losses | 829,000 | 898,000 | 899,000 | 902,000 |
| Securities available for sale | 50,671,000 | 50,182,000 | 49,875,000 | 49,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,593,000 | 65,957,000 | 62,662,000 | 64,455,000 |
| Interest-bearing deposits | 54,535,000 | 55,872,000 | 52,236,000 | 52,996,000 |
| Noninterest-bearing deposits | 10,058,000 | 10,084,000 | 10,426,000 | 11,459,000 |
| Equity capital | 13,616,000 | 12,227,000 | 12,339,000 | 12,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 790,000 | 1,567,000 | 2,346,000 | 3,132,000 |
| Interest expense | 174,000 | 327,000 | 467,000 | 602,000 |
| Net interest income | 616,000 | 1,240,000 | 1,879,000 | 2,530,000 |
| Noninterest income | 53,000 | 100,000 | 157,000 | 223,000 |
| Noninterest expense | 449,000 | 946,000 | 1,388,000 | 1,917,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 220,000 | 394,000 | 648,000 | 836,000 |
| Income tax | 22,000 | 16,000 | 45,000 | 31,000 |
| Net income | 198,000 | 378,000 | 603,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,563,000 | 12,742,000 | 12,968,000 | 13,123,000 |
| Total capital | 13,137,000 | 13,308,000 | 13,548,000 | 13,708,000 |
| Risk-weighted assets | 45,586,000 | 44,986,000 | 46,062,000 | 47,308,000 |