Call reports 2012
FARMERS SAVINGS BANK — 2012
What FARMERS SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 92,303,000 | 92,969,000 | 92,071,000 | 93,653,000 |
| Total loans | 29,711,000 | 29,717,000 | 30,759,000 | 31,012,000 |
| Allowance for loan losses | 523,000 | 572,000 | 576,000 | 826,000 |
| Securities available for sale | 49,120,000 | 51,233,000 | 51,443,000 | 50,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,993,000 | 64,642,000 | 61,789,000 | 64,504,000 |
| Interest-bearing deposits | 53,855,000 | 55,910,000 | 52,356,000 | 52,453,000 |
| Noninterest-bearing deposits | 9,138,000 | 8,732,000 | 9,433,000 | 12,051,000 |
| Equity capital | 12,697,000 | 13,225,000 | 13,577,000 | 13,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 842,000 | 1,660,000 | 2,487,000 | 3,342,000 |
| Interest expense | 219,000 | 408,000 | 598,000 | 776,000 |
| Net interest income | 623,000 | 1,252,000 | 1,889,000 | 2,566,000 |
| Noninterest income | 65,000 | 98,000 | 171,000 | 219,000 |
| Noninterest expense | 456,000 | 904,000 | 1,354,000 | 1,857,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 232,000 | 639,000 | 899,000 | 1,121,000 |
| Income tax | 10,000 | 101,000 | 126,000 | 148,000 |
| Net income | 222,000 | 538,000 | 773,000 | 973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,661,000 | 11,976,000 | 12,212,000 | 12,364,000 |
| Total capital | 12,184,000 | 12,548,000 | 12,788,000 | 12,947,000 |
| Risk-weighted assets | 46,622,000 | 46,195,000 | 46,545,000 | 46,376,000 |