Call reports 2011
FARMERS SAVINGS BANK — 2011
What FARMERS SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 75,989,000 | 78,638,000 | 80,465,000 | 87,744,000 |
| Total loans | 29,812,000 | 29,645,000 | 29,558,000 | 30,194,000 |
| Allowance for loan losses | 533,000 | 544,000 | 518,000 | 526,000 |
| Securities available for sale | 37,057,000 | 36,716,000 | 37,501,000 | 44,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,358,000 | 54,933,000 | 54,896,000 | 60,574,000 |
| Interest-bearing deposits | 45,767,000 | 47,541,000 | 48,008,000 | 51,496,000 |
| Noninterest-bearing deposits | 6,591,000 | 7,392,000 | 6,888,000 | 9,078,000 |
| Equity capital | 10,511,000 | 11,261,000 | 12,316,000 | 12,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 896,000 | 1,724,000 | 2,561,000 | 3,385,000 |
| Interest expense | 256,000 | 497,000 | 740,000 | 979,000 |
| Net interest income | 640,000 | 1,227,000 | 1,821,000 | 2,406,000 |
| Noninterest income | 50,000 | 99,000 | 168,000 | 247,000 |
| Noninterest expense | 413,000 | 863,000 | 1,332,000 | 1,756,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 277,000 | 463,000 | 657,000 | 1,475,000 |
| Income tax | 50,000 | 59,000 | 96,000 | 307,000 |
| Net income | 227,000 | 404,000 | 561,000 | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,545,000 | 10,722,000 | 10,879,000 | 11,439,000 |
| Total capital | 11,076,000 | 11,254,000 | 11,397,000 | 11,966,000 |
| Risk-weighted assets | 42,476,000 | 42,585,000 | 43,690,000 | 44,891,000 |