Call reports 2010
FARMERS SAVINGS BANK — 2010
What FARMERS SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 71,868,000 | 70,623,000 | 75,995,000 | 73,690,000 |
| Total loans | 29,542,000 | 30,001,000 | 31,646,000 | 31,593,000 |
| Allowance for loan losses | 636,000 | 638,000 | 534,000 | 531,000 |
| Securities available for sale | 33,604,000 | 35,433,000 | 35,394,000 | 34,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,108,000 | 52,290,000 | 55,433,000 | 52,727,000 |
| Interest-bearing deposits | 48,673,000 | 47,287,000 | 49,811,000 | 45,561,000 |
| Noninterest-bearing deposits | 5,435,000 | 5,003,000 | 5,622,000 | 7,166,000 |
| Equity capital | 10,061,000 | 10,331,000 | 11,011,000 | 9,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 821,000 | 1,668,000 | 2,442,000 | 3,318,000 |
| Interest expense | 269,000 | 537,000 | 808,000 | 1,078,000 |
| Net interest income | 552,000 | 1,131,000 | 1,634,000 | 2,240,000 |
| Noninterest income | 57,000 | 98,000 | 157,000 | 218,000 |
| Noninterest expense | 370,000 | 782,000 | 1,136,000 | 1,597,000 |
| Provision for loan losses | 0 | 293,000 | 370,000 | 371,000 |
| Pretax income | 239,000 | 154,000 | 285,000 | 702,000 |
| Income tax | 30,000 | -66,000 | -35,000 | 7,000 |
| Net income | 209,000 | 220,000 | 320,000 | 695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,871,000 | 9,881,000 | 9,982,000 | 10,318,000 |
| Total capital | 10,408,000 | 10,420,000 | 10,516,000 | 10,849,000 |
| Risk-weighted assets | 42,838,000 | 43,116,000 | 45,257,000 | 43,684,000 |