Call reports 2009
FARMERS SAVINGS BANK — 2009
What FARMERS SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 65,762,000 | 72,050,000 | 70,338,000 | 71,954,000 |
| Total loans | 28,297,000 | 28,937,000 | 29,534,000 | 29,770,000 |
| Allowance for loan losses | 624,000 | 626,000 | 637,000 | 648,000 |
| Securities available for sale | 29,087,000 | 32,427,000 | 34,841,000 | 33,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,774,000 | 54,679,000 | 50,454,000 | 51,461,000 |
| Interest-bearing deposits | 43,476,000 | 48,848,000 | 44,740,000 | 45,280,000 |
| Noninterest-bearing deposits | 5,298,000 | 5,831,000 | 5,714,000 | 6,182,000 |
| Equity capital | 9,568,000 | 9,519,000 | 10,690,000 | 9,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 800,000 | 1,599,000 | 2,429,000 | 3,261,000 |
| Interest expense | 330,000 | 674,000 | 965,000 | 1,252,000 |
| Net interest income | 470,000 | 925,000 | 1,464,000 | 2,009,000 |
| Noninterest income | 58,000 | 145,000 | 248,000 | 359,000 |
| Noninterest expense | 343,000 | 748,000 | 1,118,000 | 1,593,000 |
| Provision for loan losses | 112,000 | 112,000 | 112,000 | 112,000 |
| Pretax income | 73,000 | 210,000 | 482,000 | 663,000 |
| Income tax | -21,000 | -37,000 | -5,000 | -12,000 |
| Net income | 94,000 | 247,000 | 487,000 | 675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,730,000 | 9,883,000 | 10,122,000 | 9,662,000 |
| Total capital | 10,226,000 | 10,410,000 | 10,651,000 | 10,201,000 |
| Risk-weighted assets | 39,581,000 | 42,088,000 | 42,184,000 | 43,036,000 |