Call reports 2008
FARMERS SAVINGS BANK — 2008
What FARMERS SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 60,422,000 | 63,109,000 | 61,687,000 | 65,742,000 |
| Total loans | 28,228,000 | 27,207,000 | 27,714,000 | 28,374,000 |
| Allowance for loan losses | 512,000 | 627,000 | 622,000 | 624,000 |
| Securities available for sale | 23,864,000 | 26,726,000 | 29,172,000 | 29,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,596,000 | 47,246,000 | 45,803,000 | 48,206,000 |
| Interest-bearing deposits | 39,472,000 | 42,608,000 | 41,043,000 | 42,297,000 |
| Noninterest-bearing deposits | 5,124,000 | 4,638,000 | 4,760,000 | 5,909,000 |
| Equity capital | 9,441,000 | 9,118,000 | 8,956,000 | 9,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 844,000 | 1,668,000 | 2,509,000 | 3,349,000 |
| Interest expense | 401,000 | 805,000 | 1,175,000 | 1,526,000 |
| Net interest income | 443,000 | 863,000 | 1,334,000 | 1,823,000 |
| Noninterest income | 26,000 | 65,000 | 112,000 | 152,000 |
| Noninterest expense | 353,000 | 723,000 | 1,074,000 | 1,473,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 124,000 | 213,000 | 380,000 | 510,000 |
| Income tax | 9,000 | 6,000 | 15,000 | 5,000 |
| Net income | 115,000 | 207,000 | 365,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,287,000 | 9,379,000 | 9,538,000 | 9,635,000 |
| Total capital | 9,764,000 | 9,857,000 | 10,031,000 | 10,136,000 |
| Risk-weighted assets | 38,134,000 | 38,125,000 | 39,332,000 | 40,003,000 |