Call reports 2007
FARMERS SAVINGS BANK — 2007
What FARMERS SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 54,846,000 | 55,328,000 | 57,410,000 | 61,594,000 |
| Total loans | 26,784,000 | 26,707,000 | 27,472,000 | 27,758,000 |
| Allowance for loan losses | 508,000 | 510,000 | 516,000 | 514,000 |
| Securities available for sale | 22,932,000 | 22,896,000 | 23,539,000 | 24,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,107,000 | 41,848,000 | 42,427,000 | 45,953,000 |
| Interest-bearing deposits | 36,812,000 | 37,611,000 | 38,263,000 | 40,445,000 |
| Noninterest-bearing deposits | 4,295,000 | 4,237,000 | 4,164,000 | 5,508,000 |
| Equity capital | 8,876,000 | 8,712,000 | 9,093,000 | 9,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 797,000 | 1,609,000 | 2,443,000 | 3,299,000 |
| Interest expense | 381,000 | 781,000 | 1,192,000 | 1,629,000 |
| Net interest income | 416,000 | 828,000 | 1,251,000 | 1,670,000 |
| Noninterest income | 56,000 | 113,000 | 179,000 | 241,000 |
| Noninterest expense | 346,000 | 710,000 | 1,049,000 | 1,467,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -94,000 | 11,000 | 160,000 | 223,000 |
| Income tax | -44,000 | -40,000 | -8,000 | -6,000 |
| Net income | -50,000 | 51,000 | 168,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,016,000 | 9,117,000 | 9,235,000 | 9,254,000 |
| Total capital | 9,457,000 | 9,564,000 | 9,697,000 | 9,736,000 |
| Risk-weighted assets | 35,218,000 | 35,709,000 | 36,896,000 | 38,524,000 |