Call reports 2006
FARMERS SAVINGS BANK — 2006
What FARMERS SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 55,859,000 | 54,503,000 | 55,494,000 | 55,643,000 |
| Total loans | 27,564,000 | 26,457,000 | 27,207,000 | 26,306,000 |
| Allowance for loan losses | 489,000 | 493,000 | 494,000 | 505,000 |
| Securities available for sale | 24,840,000 | 24,857,000 | 24,123,000 | 23,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,757,000 | 41,424,000 | 39,562,000 | 42,612,000 |
| Interest-bearing deposits | 38,528,000 | 36,701,000 | 35,546,000 | 37,699,000 |
| Noninterest-bearing deposits | 4,229,000 | 4,723,000 | 4,016,000 | 4,913,000 |
| Equity capital | 8,421,000 | 8,328,000 | 8,896,000 | 8,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 745,000 | 1,493,000 | 2,252,000 | 3,020,000 |
| Interest expense | 296,000 | 606,000 | 937,000 | 1,301,000 |
| Net interest income | 449,000 | 887,000 | 1,315,000 | 1,719,000 |
| Noninterest income | 42,000 | 81,000 | 142,000 | 214,000 |
| Noninterest expense | 324,000 | 688,000 | 992,000 | 1,488,000 |
| Provision for loan losses | 0 | -100,000 | -100,000 | -100,000 |
| Pretax income | 31,000 | 238,000 | 407,000 | 387,000 |
| Income tax | -3,000 | 63,000 | 96,000 | 51,000 |
| Net income | 34,000 | 175,000 | 311,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,805,000 | 8,947,000 | 9,084,000 | 9,067,000 |
| Total capital | 9,253,000 | 9,388,000 | 9,544,000 | 9,513,000 |
| Risk-weighted assets | 35,810,000 | 35,238,000 | 36,785,000 | 35,599,000 |