Call reports 2003
FARMERS SAVINGS BANK — 2003
What FARMERS SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 50,998,000 | 55,251,000 | 56,306,000 | 57,755,000 |
| Total loans | 30,200,000 | 29,106,000 | 28,306,000 | 26,936,000 |
| Allowance for loan losses | 457,000 | 454,000 | 451,000 | 499,000 |
| Securities available for sale | 13,155,000 | 17,856,000 | 24,373,000 | 27,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,631,000 | 44,836,000 | 45,435,000 | 47,305,000 |
| Interest-bearing deposits | 37,884,000 | 41,033,000 | 41,482,000 | 42,795,000 |
| Noninterest-bearing deposits | 3,747,000 | 3,803,000 | 3,953,000 | 4,510,000 |
| Equity capital | 7,533,000 | 7,716,000 | 7,674,000 | 7,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 707,000 | 1,423,000 | 2,133,000 | 2,883,000 |
| Interest expense | 264,000 | 551,000 | 852,000 | 1,125,000 |
| Net interest income | 443,000 | 872,000 | 1,281,000 | 1,758,000 |
| Noninterest income | 32,000 | 63,000 | 100,000 | 158,000 |
| Noninterest expense | 301,000 | 574,000 | 850,000 | 1,157,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 194,000 | 381,000 | 559,000 | 787,000 |
| Income tax | 66,000 | 130,000 | 187,000 | 261,000 |
| Net income | 128,000 | 251,000 | 372,000 | 526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,408,000 | 7,531,000 | 7,654,000 | 7,770,000 |
| Total capital | 7,846,000 | 7,969,000 | 8,090,000 | 8,193,000 |
| Risk-weighted assets | 35,072,000 | 35,061,000 | 34,893,000 | 33,844,000 |