Call reports 2002
FARMERS SAVINGS BANK — 2002
What FARMERS SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 47,056,000 | 46,958,000 | 47,440,000 | 49,510,000 |
| Total loans | 30,022,000 | 29,495,000 | 30,009,000 | 28,932,000 |
| Allowance for loan losses | 426,000 | 426,000 | 431,000 | 474,000 |
| Securities available for sale | 11,827,000 | 12,205,000 | 13,038,000 | 15,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,599,000 | 38,402,000 | 38,684,000 | 40,507,000 |
| Interest-bearing deposits | 35,170,000 | 34,900,000 | 35,363,000 | 36,356,000 |
| Noninterest-bearing deposits | 3,429,000 | 3,502,000 | 3,321,000 | 4,151,000 |
| Equity capital | 6,911,000 | 7,152,000 | 7,310,000 | 7,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,464,000 | 2,187,000 | 2,939,000 |
| Interest expense | 320,000 | 642,000 | 964,000 | 1,268,000 |
| Net interest income | 413,000 | 822,000 | 1,223,000 | 1,671,000 |
| Noninterest income | 31,000 | 70,000 | 113,000 | 231,000 |
| Noninterest expense | 315,000 | 571,000 | 861,000 | 1,202,000 |
| Provision for loan losses | -1,000 | -3,000 | -3,000 | 0 |
| Pretax income | 130,000 | 326,000 | 480,000 | 728,000 |
| Income tax | 44,000 | 113,000 | 179,000 | 241,000 |
| Net income | 86,000 | 213,000 | 301,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,914,000 | 7,042,000 | 7,130,000 | 7,281,000 |
| Total capital | 7,340,000 | 7,460,000 | 7,559,000 | 7,709,000 |
| Risk-weighted assets | 34,280,000 | 33,590,000 | 34,314,000 | 34,275,000 |