Call reports 2001
FARMERS SAVINGS BANK — 2001
What FARMERS SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 42,545,000 | 44,039,000 | 45,555,000 | 48,453,000 |
| Total loans | 29,091,000 | 29,849,000 | 29,520,000 | 28,899,000 |
| Allowance for loan losses | 447,000 | 423,000 | 423,000 | 423,000 |
| Securities available for sale | 10,704,000 | 9,412,000 | 10,217,000 | 12,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,135,000 | 34,394,000 | 36,573,000 | 40,028,000 |
| Interest-bearing deposits | 30,147,000 | 31,162,000 | 33,347,000 | 35,064,000 |
| Noninterest-bearing deposits | 2,988,000 | 3,232,000 | 3,226,000 | 4,964,000 |
| Equity capital | 6,813,000 | 6,956,000 | 7,086,000 | 6,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 809,000 | 1,600,000 | 2,382,000 | 3,161,000 |
| Interest expense | 382,000 | 773,000 | 1,173,000 | 1,551,000 |
| Net interest income | 427,000 | 827,000 | 1,209,000 | 1,610,000 |
| Noninterest income | 30,000 | 58,000 | 97,000 | 152,000 |
| Noninterest expense | 262,000 | 506,000 | 776,000 | 1,090,000 |
| Provision for loan losses | 7,000 | -18,000 | -9,000 | -25,000 |
| Pretax income | 188,000 | 397,000 | 539,000 | 697,000 |
| Income tax | 75,000 | 141,000 | 190,000 | 237,000 |
| Net income | 113,000 | 256,000 | 349,000 | 460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,738,000 | 6,880,000 | 6,973,000 | 6,828,000 |
| Total capital | 7,149,000 | 7,303,000 | 7,396,000 | 7,251,000 |
| Risk-weighted assets | 32,808,000 | 34,909,000 | 33,995,000 | 34,223,000 |