Call report 2026Q1
COMMENCEMENT BANK — 2026Q1
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 697,257,000 | USD | evidence → |
| Total loans | 539,758,000 | USD | evidence → |
| Allowance for loan losses | 6,343,000 | USD | evidence → |
| Securities available for sale | 76,342,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 623,547,000 | USD | evidence → |
| Interest-bearing deposits | 433,906,000 | USD | evidence → |
| Noninterest-bearing deposits | 189,641,000 | USD | evidence → |
| Equity capital | 61,287,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,885,000 | USD | evidence → |
| Interest expense | 2,089,000 | USD | evidence → |
| Net interest income | 6,796,000 | USD | evidence → |
| Noninterest income | 419,000 | USD | evidence → |
| Noninterest expense | 5,037,000 | USD | evidence → |
| Provision for loan losses | 175,000 | USD | evidence → |
| Pretax income | 1,999,000 | USD | evidence → |
| Income tax | 338,000 | USD | evidence → |
| Net income | 1,661,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,329,000 | USD | evidence → |
| Total capital | 76,075,000 | USD | evidence → |
| Risk-weighted assets | 561,076,000 | USD | evidence → |