Call report 2025Q3
COMMENCEMENT BANK — 2025Q3
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 676,144,000 | USD | evidence → |
| Total loans | 512,316,000 | USD | evidence → |
| Allowance for loan losses | 6,327,000 | USD | evidence → |
| Securities available for sale | 84,788,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 606,065,000 | USD | evidence → |
| Interest-bearing deposits | 436,257,000 | USD | evidence → |
| Noninterest-bearing deposits | 169,808,000 | USD | evidence → |
| Equity capital | 57,467,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,574,000 | USD | evidence → |
| Interest expense | 6,934,000 | USD | evidence → |
| Net interest income | 18,640,000 | USD | evidence → |
| Noninterest income | 1,419,000 | USD | evidence → |
| Noninterest expense | 13,546,000 | USD | evidence → |
| Provision for loan losses | 618,000 | USD | evidence → |
| Pretax income | 5,820,000 | USD | evidence → |
| Income tax | 1,142,000 | USD | evidence → |
| Net income | 4,678,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,391,000 | USD | evidence → |
| Total capital | 72,080,000 | USD | evidence → |
| Risk-weighted assets | 544,631,000 | USD | evidence → |