Call report 2023Q3
COMMENCEMENT BANK — 2023Q3
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 578,646,000 | USD | evidence → |
| Total loans | 437,186,000 | USD | evidence → |
| Allowance for loan losses | 5,281,000 | USD | evidence → |
| Securities available for sale | 101,477,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 506,518,000 | USD | evidence → |
| Interest-bearing deposits | 362,158,000 | USD | evidence → |
| Noninterest-bearing deposits | 144,360,000 | USD | evidence → |
| Equity capital | 47,368,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,391,000 | USD | evidence → |
| Interest expense | 5,768,000 | USD | evidence → |
| Net interest income | 13,623,000 | USD | evidence → |
| Noninterest income | 988,000 | USD | evidence → |
| Noninterest expense | 11,880,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,731,000 | USD | evidence → |
| Income tax | 492,000 | USD | evidence → |
| Net income | 2,239,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 60,026,000 | USD | evidence → |
| Total capital | 65,522,000 | USD | evidence → |
| Risk-weighted assets | 453,687,000 | USD | evidence → |