Call report 2016Q1
COMMENCEMENT BANK — 2016Q1
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 177,172,000 | USD | evidence → |
| Total loans | 151,724,000 | USD | evidence → |
| Allowance for loan losses | 1,940,000 | USD | evidence → |
| Securities available for sale | 3,298,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 150,456,000 | USD | evidence → |
| Interest-bearing deposits | 120,737,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,720,000 | USD | evidence → |
| Equity capital | 22,838,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,877,000 | USD | evidence → |
| Interest expense | 187,000 | USD | evidence → |
| Net interest income | 1,690,000 | USD | evidence → |
| Noninterest income | 99,000 | USD | evidence → |
| Noninterest expense | 1,367,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 422,000 | USD | evidence → |
| Income tax | 150,000 | USD | evidence → |
| Net income | 272,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,400,000 | USD | evidence → |
| Total capital | 24,405,000 | USD | evidence → |
| Risk-weighted assets | 162,079,000 | USD | evidence → |