Call report 2015Q3
COMMENCEMENT BANK — 2015Q3
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 190,835,000 | USD | evidence → |
| Total loans | 147,593,000 | USD | evidence → |
| Allowance for loan losses | 1,851,000 | USD | evidence → |
| Securities available for sale | 3,539,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 164,615,000 | USD | evidence → |
| Interest-bearing deposits | 131,062,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,553,000 | USD | evidence → |
| Equity capital | 22,201,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,308,000 | USD | evidence → |
| Interest expense | 569,000 | USD | evidence → |
| Net interest income | 4,739,000 | USD | evidence → |
| Noninterest income | 390,000 | USD | evidence → |
| Noninterest expense | 4,066,000 | USD | evidence → |
| Provision for loan losses | -121,000 | USD | evidence → |
| Pretax income | 1,185,000 | USD | evidence → |
| Income tax | 382,000 | USD | evidence → |
| Net income | 803,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,798,000 | USD | evidence → |
| Total capital | 23,714,000 | USD | evidence → |
| Risk-weighted assets | 154,323,000 | USD | evidence → |