Call report 2013Q1
COMMENCEMENT BANK — 2013Q1
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 137,485,000 | USD | evidence → |
| Total loans | 113,665,000 | USD | evidence → |
| Allowance for loan losses | 2,019,000 | USD | evidence → |
| Securities available for sale | 5,123,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 117,519,000 | USD | evidence → |
| Interest-bearing deposits | 101,920,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,599,000 | USD | evidence → |
| Equity capital | 19,522,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,442,000 | USD | evidence → |
| Interest expense | 187,000 | USD | evidence → |
| Net interest income | 1,255,000 | USD | evidence → |
| Noninterest income | 65,000 | USD | evidence → |
| Noninterest expense | 1,089,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 231,000 | USD | evidence → |
| Income tax | -170,000 | USD | evidence → |
| Net income | 401,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,475,000 | USD | evidence → |
| Total capital | 20,901,000 | USD | evidence → |
| Risk-weighted assets | 113,407,000 | USD | evidence → |