Call report 2012Q3
COMMENCEMENT BANK — 2012Q3
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 139,126,000 | USD | evidence → |
| Total loans | 99,133,000 | USD | evidence → |
| Allowance for loan losses | 2,494,000 | USD | evidence → |
| Securities available for sale | 6,751,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,903,000 | USD | evidence → |
| Interest-bearing deposits | 106,969,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,934,000 | USD | evidence → |
| Equity capital | 17,921,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,393,000 | USD | evidence → |
| Interest expense | 749,000 | USD | evidence → |
| Net interest income | 3,644,000 | USD | evidence → |
| Noninterest income | 119,000 | USD | evidence → |
| Noninterest expense | 3,311,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 392,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 392,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,868,000 | USD | evidence → |
| Total capital | 19,213,000 | USD | evidence → |
| Risk-weighted assets | 106,382,000 | USD | evidence → |