Call report 2009Q1
COMMENCEMENT BANK — 2009Q1
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 95,009,000 | USD | evidence → |
| Total loans | 73,711,000 | USD | evidence → |
| Allowance for loan losses | 1,104,000 | USD | evidence → |
| Securities available for sale | 5,482,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 70,987,000 | USD | evidence → |
| Interest-bearing deposits | 62,024,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,963,000 | USD | evidence → |
| Equity capital | 19,343,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 974,000 | USD | evidence → |
| Interest expense | 310,000 | USD | evidence → |
| Net interest income | 664,000 | USD | evidence → |
| Noninterest income | 29,000 | USD | evidence → |
| Noninterest expense | 803,000 | USD | evidence → |
| Provision for loan losses | 132,000 | USD | evidence → |
| Pretax income | -242,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -242,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,182,000 | USD | evidence → |
| Total capital | 20,276,000 | USD | evidence → |
| Risk-weighted assets | 87,521,000 | USD | evidence → |