Call report 2007Q4
COMMENCEMENT BANK — 2007Q4
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 65,093,000 | USD | evidence → |
| Total loans | 45,600,000 | USD | evidence → |
| Allowance for loan losses | 685,000 | USD | evidence → |
| Securities available for sale | 3,932,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,635,000 | USD | evidence → |
| Interest-bearing deposits | 39,091,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,544,000 | USD | evidence → |
| Equity capital | 20,266,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,333,000 | USD | evidence → |
| Interest expense | 1,365,000 | USD | evidence → |
| Net interest income | 1,968,000 | USD | evidence → |
| Noninterest income | 35,000 | USD | evidence → |
| Noninterest expense | 2,664,000 | USD | evidence → |
| Provision for loan losses | 702,000 | USD | evidence → |
| Pretax income | -1,363,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,363,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,178,000 | USD | evidence → |
| Total capital | 20,863,000 | USD | evidence → |
| Risk-weighted assets | 56,757,000 | USD | evidence → |