Call report 2007Q2
COMMENCEMENT BANK — 2007Q2
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 63,588,000 | USD | evidence → |
| Total loans | 27,133,000 | USD | evidence → |
| Allowance for loan losses | 408,000 | USD | evidence → |
| Securities available for sale | 2,945,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 42,813,000 | USD | evidence → |
| Interest-bearing deposits | 39,545,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,268,000 | USD | evidence → |
| Equity capital | 20,635,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,139,000 | USD | evidence → |
| Interest expense | 360,000 | USD | evidence → |
| Net interest income | 779,000 | USD | evidence → |
| Noninterest income | 11,000 | USD | evidence → |
| Noninterest expense | 1,200,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | -810,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -810,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,628,000 | USD | evidence → |
| Total capital | 21,036,000 | USD | evidence → |
| Risk-weighted assets | 41,598,000 | USD | evidence → |