Call reports 2007
CSB BANK — 2007
What CSB BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 208,356,000 |
| Total loans | 149,877,000 |
| Allowance for loan losses | 1,512,000 |
| Securities available for sale | 41,930,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 175,191,000 |
| Interest-bearing deposits | 152,518,000 |
| Noninterest-bearing deposits | 22,673,000 |
| Equity capital | 23,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 3,385,000 |
| Interest expense | 1,618,000 |
| Net interest income | 1,767,000 |
| Noninterest income | 325,000 |
| Noninterest expense | 1,598,000 |
| Provision for loan losses | 128,000 |
| Pretax income | 329,000 |
| Income tax | 55,000 |
| Net income | 274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 22,336,000 |
| Total capital | 23,848,000 |
| Risk-weighted assets | 160,642,000 |