Call reports 2002
CSB BANK — 2002
What CSB BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 175,943,000 | 176,780,000 | 179,427,000 | 179,135,000 |
| Total loans | 129,759,000 | 131,583,000 | 130,504,000 | 131,049,000 |
| Allowance for loan losses | 1,158,000 | 1,197,000 | 1,228,000 | 1,238,000 |
| Securities available for sale | 34,739,000 | 32,628,000 | 34,949,000 | 37,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,110,000 | 155,065,000 | 156,460,000 | 156,695,000 |
| Interest-bearing deposits | 140,612,000 | 139,343,000 | 139,507,000 | 140,472,000 |
| Noninterest-bearing deposits | 15,498,000 | 15,722,000 | 16,953,000 | 16,223,000 |
| Equity capital | 11,664,000 | 13,283,000 | 14,620,000 | 14,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,919,000 | 5,926,000 | 8,891,000 | 11,799,000 |
| Interest expense | 1,357,000 | 2,714,000 | 4,021,000 | 5,298,000 |
| Net interest income | 1,562,000 | 3,212,000 | 4,870,000 | 6,501,000 |
| Noninterest income | 286,000 | 532,000 | 902,000 | 1,188,000 |
| Noninterest expense | 1,350,000 | 2,716,000 | 4,050,000 | 5,376,000 |
| Provision for loan losses | 113,000 | 225,000 | 338,000 | 450,000 |
| Pretax income | 416,000 | 842,000 | 1,425,000 | 1,907,000 |
| Income tax | 93,000 | 184,000 | 314,000 | 527,000 |
| Net income | 323,000 | 658,000 | 1,111,000 | 1,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,968,000 | 11,444,000 | 12,685,000 | 12,853,000 |
| Total capital | 11,126,000 | 12,765,000 | 13,913,000 | 14,091,000 |
| Risk-weighted assets | 137,459,000 | 139,717,000 | 137,509,000 | 137,541,000 |