Call reports 2001
CSB BANK — 2001
What CSB BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 142,780,000 | 145,246,000 | 162,136,000 | 172,112,000 |
| Total loans | 104,078,000 | 106,708,000 | 113,805,000 | 124,410,000 |
| Allowance for loan losses | 919,000 | 981,000 | 979,000 | 1,115,000 |
| Securities available for sale | 30,123,000 | 30,498,000 | 33,969,000 | 36,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,425,000 | 126,232,000 | 144,520,000 | 145,826,000 |
| Interest-bearing deposits | 114,378,000 | 114,302,000 | 129,896,000 | 131,333,000 |
| Noninterest-bearing deposits | 11,047,000 | 11,930,000 | 14,624,000 | 14,493,000 |
| Equity capital | 11,608,000 | 11,937,000 | 11,929,000 | 11,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,804,000 | 5,615,000 | 8,442,000 | 11,342,000 |
| Interest expense | 1,423,000 | 2,812,000 | 4,168,000 | 5,565,000 |
| Net interest income | 1,381,000 | 2,803,000 | 4,274,000 | 5,777,000 |
| Noninterest income | 228,000 | 476,000 | 839,000 | 1,202,000 |
| Noninterest expense | 1,212,000 | 2,441,000 | 3,777,000 | 5,230,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 455,000 |
| Pretax income | 379,000 | 761,000 | 1,169,000 | 1,441,000 |
| Income tax | 81,000 | 152,000 | 224,000 | 293,000 |
| Net income | 298,000 | 609,000 | 945,000 | 1,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,955,000 | 11,153,000 | 9,882,000 | 9,754,000 |
| Total capital | 12,080,000 | 12,134,000 | 10,861,000 | 10,869,000 |
| Risk-weighted assets | 116,241,000 | 115,184,000 | 125,260,000 | 132,737,000 |