Call reports 2025
BTG PACTUAL BANK, NATIONAL ASSOCIATION — 2025
What BTG PACTUAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 402,168,000 | 399,512,000 | 395,935,000 | 887,785,000 |
| Total loans | 264,708,000 | 267,548,000 | 285,937,000 | 283,563,000 |
| Allowance for loan losses | 2,782,000 | 2,745,000 | 2,760,000 | 2,864,000 |
| Securities available for sale | 80,929,000 | 79,207,000 | 78,662,000 | 68,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,212,000 | 293,045,000 | 286,358,000 | 368,001,000 |
| Interest-bearing deposits | 220,770,000 | 211,855,000 | 220,070,000 | 320,000,000 |
| Noninterest-bearing deposits | 77,442,000 | 81,190,000 | 66,288,000 | 48,001,000 |
| Equity capital | 47,622,000 | 47,917,000 | 48,524,000 | 459,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,405,000 | 10,700,000 | 16,113,000 | 22,118,000 |
| Interest expense | 2,720,000 | 5,416,000 | 8,090,000 | 11,013,000 |
| Net interest income | 2,685,000 | 5,284,000 | 8,023,000 | 11,105,000 |
| Noninterest income | 94,000 | 201,000 | 274,000 | 370,000 |
| Noninterest expense | 2,427,000 | 4,741,000 | 6,975,000 | 9,369,000 |
| Provision for loan losses | 61,000 | 94,000 | 102,000 | 201,000 |
| Pretax income | 281,000 | 636,000 | 1,214,000 | 1,941,000 |
| Income tax | 86,000 | 194,000 | 332,000 | 502,000 |
| Net income | 195,000 | 442,000 | 882,000 | 1,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,408,000 | 45,723,000 | 46,269,000 | 457,003,000 |
| Total capital | 48,203,000 | 48,485,000 | 49,037,000 | 459,880,000 |
| Risk-weighted assets | 224,168,000 | 226,205,000 | 240,697,000 | 231,656,000 |