Call reports 2001
SYLVESTER BANKING COMPANY — 2001
What SYLVESTER BANKING COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 48,232,000 | 47,901,000 | 47,660,000 | 49,286,000 |
| Total loans | 21,292,000 | 19,941,000 | 19,638,000 | 17,207,000 |
| Allowance for loan losses | 229,000 | 230,000 | 231,000 | 213,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,551,000 | 14,049,000 | 18,824,000 | 20,824,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,224,000 | 40,896,000 | 40,607,000 | 42,231,000 |
| Interest-bearing deposits | 33,613,000 | 34,100,000 | 33,690,000 | 35,674,000 |
| Noninterest-bearing deposits | 7,611,000 | 6,796,000 | 6,917,000 | 6,557,000 |
| Equity capital | 6,749,000 | 6,834,000 | 6,872,000 | 6,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 870,000 | 1,684,000 | 2,447,000 | 3,135,000 |
| Interest expense | 356,000 | 714,000 | 1,059,000 | 1,327,000 |
| Net interest income | 514,000 | 970,000 | 1,388,000 | 1,808,000 |
| Noninterest income | 84,000 | 158,000 | 224,000 | 295,000 |
| Noninterest expense | 368,000 | 715,000 | 1,087,000 | 1,491,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 230,000 | 413,000 | 525,000 | 597,000 |
| Income tax | 76,000 | 137,000 | 174,000 | 195,000 |
| Net income | 154,000 | 276,000 | 351,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,749,000 | 6,834,000 | 6,872,000 | 6,886,000 |
| Total capital | 6,978,000 | 7,064,000 | 7,103,000 | 7,099,000 |
| Risk-weighted assets | 24,993,000 | 24,012,000 | 23,727,000 | 22,001,000 |