Call reports 2018
NEKOMA STATE BANK, THE — 2018
What NEKOMA STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 45,249,000 | 44,580,000 | 44,190,000 | 43,702,000 |
| Total loans | 11,240,000 | 12,407,000 | 12,976,000 | 12,168,000 |
| Allowance for loan losses | 369,000 | 369,000 | 355,000 | 365,000 |
| Securities available for sale | 29,814,000 | 28,805,000 | 27,670,000 | 27,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,697,000 | 38,268,000 | 37,501,000 | 39,375,000 |
| Interest-bearing deposits | 28,941,000 | 26,546,000 | 26,650,000 | 27,534,000 |
| Noninterest-bearing deposits | 11,756,000 | 11,722,000 | 10,851,000 | 11,841,000 |
| Equity capital | 3,689,000 | 3,630,000 | 3,461,000 | 3,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 333,000 | 672,000 | 1,028,000 | 1,379,000 |
| Interest expense | 19,000 | 41,000 | 70,000 | 106,000 |
| Net interest income | 314,000 | 631,000 | 958,000 | 1,273,000 |
| Noninterest income | 22,000 | 0 | 17,000 | 39,000 |
| Noninterest expense | 290,000 | 571,000 | 869,000 | 1,172,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 46,000 | 60,000 | 106,000 | 140,000 |
| Income tax | -19,000 | -23,000 | -18,000 | -17,000 |
| Net income | 65,000 | 83,000 | 124,000 | 157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,260,000 | 4,277,000 | 4,318,000 | 4,321,000 |
| Total capital | 4,493,000 | 4,520,000 | 4,573,000 | 4,573,000 |
| Risk-weighted assets | 18,565,000 | 19,388,000 | 20,344,000 | 20,067,000 |