Call reports 2016
NEKOMA STATE BANK, THE — 2016
What NEKOMA STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 46,205,000 | 45,923,000 | 43,156,000 | 42,033,000 |
| Total loans | 13,297,000 | 14,073,000 | 15,169,000 | 14,875,000 |
| Allowance for loan losses | 405,000 | 405,000 | 372,000 | 372,000 |
| Securities available for sale | 27,111,000 | 26,461,000 | 23,707,000 | 22,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,103,000 | 38,908,000 | 36,815,000 | 37,084,000 |
| Interest-bearing deposits | 28,248,000 | 27,822,000 | 26,448,000 | 26,314,000 |
| Noninterest-bearing deposits | 11,855,000 | 11,086,000 | 10,367,000 | 10,770,000 |
| Equity capital | 4,163,000 | 4,372,000 | 4,349,000 | 3,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 654,000 | 979,000 | 1,296,000 |
| Interest expense | 17,000 | 34,000 | 51,000 | 65,000 |
| Net interest income | 311,000 | 620,000 | 928,000 | 1,231,000 |
| Noninterest income | 34,000 | 63,000 | 94,000 | 123,000 |
| Noninterest expense | 278,000 | 554,000 | 841,000 | 1,106,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 67,000 | 228,000 | 302,000 | 369,000 |
| Income tax | -14,000 | 3,000 | 6,000 | 16,000 |
| Net income | 81,000 | 225,000 | 296,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,905,000 | 3,954,000 | 4,026,000 | 4,032,000 |
| Total capital | 4,147,000 | 4,211,000 | 4,295,000 | 4,297,000 |
| Risk-weighted assets | 19,205,000 | 20,469,000 | 21,432,000 | 21,154,000 |