Call reports 2015
NEKOMA STATE BANK, THE — 2015
What NEKOMA STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 47,603,000 | 46,360,000 | 46,204,000 | 47,026,000 |
| Total loans | 11,487,000 | 12,508,000 | 12,910,000 | 14,215,000 |
| Allowance for loan losses | 407,000 | 404,000 | 407,000 | 407,000 |
| Securities available for sale | 29,056,000 | 29,701,000 | 27,558,000 | 27,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,726,000 | 39,249,000 | 38,195,000 | 38,239,000 |
| Interest-bearing deposits | 29,342,000 | 27,484,000 | 27,474,000 | 26,241,000 |
| Noninterest-bearing deposits | 13,384,000 | 11,765,000 | 10,721,000 | 11,998,000 |
| Equity capital | 3,893,000 | 3,797,000 | 3,939,000 | 3,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 308,000 | 626,000 | 953,000 | 1,277,000 |
| Interest expense | 15,000 | 30,000 | 44,000 | 60,000 |
| Net interest income | 293,000 | 596,000 | 909,000 | 1,217,000 |
| Noninterest income | 35,000 | 69,000 | 103,000 | 141,000 |
| Noninterest expense | 276,000 | 541,000 | 841,000 | 1,134,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | 158,000 | 229,000 | 284,000 |
| Income tax | 3,000 | 8,000 | 17,000 | 21,000 |
| Net income | 49,000 | 150,000 | 212,000 | 263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,700,000 | 3,802,000 | 3,825,000 | 3,849,000 |
| Total capital | 3,934,000 | 4,052,000 | 4,078,000 | 4,112,000 |
| Risk-weighted assets | 18,623,000 | 19,904,000 | 20,104,000 | 20,962,000 |